Car Shopping Tips when Your Credit is Less-than-Ideal or Nonexistent
Knowing what you can afford is an important part of the
financing experience, especially when working with a sub-prime credit
score. Our team of finance experts near Kettering, OH recommends a few
of the following tips to start with before you begin looking at new
models.
- Bring Down Your Payments -
Typically, the best way to avoid issues with credit is to keep your
payments low, so you know you can manage them on your monthly
budget
- Plan Out Your Budget - If you know you
are going to buy or lease a new vehicle, you should start the process by
looking at your monthly spending and deciding what is within your
budget.
- Know What You Can Afford -
Understanding that your budget will have limits can make a world of
difference when car shopping. If you set a number and decide on a
vehicle that doesn't go over that number, you will be set up for
affordable payments that don't leave you struggling to make them
up.
Our finance team wants to help Beavercreek, OH drivers get
behind the wheel of the ideal car, truck, or SUV, so we will work with
sub-prime or no credit drivers to find a solution that works the best
for them!
Sub-Prime Financing FAQ
- Can I Get a Car Loan with Sub-Prime
Credit? You can! Our Chevy finance team in Dayton is happy to
show you financing options that work with a range of credit scores -
even those drivers who have no credit can work with us!
- Will Buying a Car Right Now Hurt My
Credit? It will not! Our finance plans are designed to help
you afford a new vehicle, not put you into further debt. Your credit
score won't dip when we discuss options and check out which deals are
right for you.
- How Do I Get Started? Swing by White
Allen Chevrolet near Kettering, Beavercreek, and Centerville, Oh, where
we can help you get the ball rolling on your finance options.
- Will I Be Limited in My Vehicle
Options? We will assist you in finding the perfect vehicle.
Our goal is to put you into the driver's seat of your preferred model,
so we will work diligently to find a finance plan that works best for
you, even if you have sub-prime or no credit at
all!
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