Sub-Prime Credit Auto Financing in Dayton, OH

Less-than-Ideal Credit? We Can Help You Finance Your Next Vehicle at White Allen Chevrolet

Financing your next vehicle in Dayton might not always be the easiest decision to make, especially when you are managing sub-prime credit or no credit at all. While these obstacles might seem insurmountable, White Allen Chevrolet is here to help drivers from all over Ohio get behind the wheel of the perfect new Chevy.

If you are struggling with sub-prime credit or lack credit altogether, come visit the finance experts here at White Allen Chevrolet near Centerville, OH.

Car Shopping Tips when Your Credit is Less-than-Ideal or Nonexistent

Knowing what you can afford is an important part of the financing experience, especially when working with a sub-prime credit score. Our team of finance experts near Kettering, OH recommends a few of the following tips to start with before you begin looking at new models.

  • Bring Down Your Payments - Typically, the best way to avoid issues with credit is to keep your payments low, so you know you can manage them on your monthly budget
  • Plan Out Your Budget - If you know you are going to buy or lease a new vehicle, you should start the process by looking at your monthly spending and deciding what is within your budget.
  • Know What You Can Afford - Understanding that your budget will have limits can make a world of difference when car shopping. If you set a number and decide on a vehicle that doesn't go over that number, you will be set up for affordable payments that don't leave you struggling to make them up.

Our finance team wants to help Beavercreek, OH drivers get behind the wheel of the ideal car, truck, or SUV, so we will work with sub-prime or no credit drivers to find a solution that works the best for them!

Sub-Prime Financing FAQ

  • Can I Get a Car Loan with Sub-Prime Credit? You can! Our Chevy finance team in Dayton is happy to show you financing options that work with a range of credit scores - even those drivers who have no credit can work with us!
  • Will Buying a Car Right Now Hurt My Credit? It will not! Our finance plans are designed to help you afford a new vehicle, not put you into further debt. Your credit score won't dip when we discuss options and check out which deals are right for you.
  • How Do I Get Started? Swing by White Allen Chevrolet near Kettering, Beavercreek, and Centerville, Oh, where we can help you get the ball rolling on your finance options.
  • Will I Be Limited in My Vehicle Options? We will assist you in finding the perfect vehicle. Our goal is to put you into the driver's seat of your preferred model, so we will work diligently to find a finance plan that works best for you, even if you have sub-prime or no credit at all!


White-Allen Chevrolet

442 N. Main St
Directions Dayton, OH 45405

  • Contact: (855) 783-3814


  • Monday 9:00 am - 7:00 pm
  • Tuesday 9:00 am - 7:00 pm
  • Wednesday 9:00 am - 7:00 pm
  • Thursday 9:00 am - 7:00 pm
  • Friday 9:00 am - 6:00 pm
  • Saturday 10:00 am - 5:00 pm
  • Sunday Closed
Disclaimer: The Manufacturer’s Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.

1Dealer Discount applied to everyone